Analysis Of The Factors Which Hinder Undergraduate Students In Using Fintech

Albertus M. Setyastanto; Ari Wahyu Leksono; Rendika Vhalery

doi:10.24036/011058400

Analysis Of The Factors Which Hinder Undergraduate Students In Using Fintech

Albertus M. Setyastanto⁽¹⁾, Ari Wahyu Leksono⁽²⁾, Rendika Vhalery⁽³⁾,
(1) Universitas Indraprasta PGRI Jakarta

Indonesia
(2) Universitas Indraprasta PGRI Jakarta

Indonesia
(3) Universitas Indraprasta PGRI Jakarta

Indonesia

Corresponding Author

DOI : https://doi.org/10.24036/011058400

Full Text:

Language : en; id

Abstract

Fintech, financial technology-based revolution, becomes one of the topic which interested to discuss. Fintech as the newest service, marked that the change of era is getting sophisticated. However, not all of the community members are able to maximize fintech use. One of them is undergraduate students. The purpose of this research is to know the factors which hinder the undergraduate students to use fintech by using factors formation analysis. From 13 variable, there are only 12 valid variable. The result of the analysis showed that there are four factors formed which contribute 78, 23%. The first factor is fintech based factor, second is individual factors, third is company’s management system, and fourth is political factor.

Keywords

Financial Technology, Fintech, Factors formed, Hinder Factors

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