PENGARUH INFLASI, LOAN TO DEPOSIT RATIO DAN PERTUMBUHAN EKONOMI TERHADAP  NON PERFORMING LOAN PADA BPR SUMATERA BARAT

Nurmi Siringo; Ali Anis; Ariusni Ariusni

doi:10.24036/ecosains.10965657.00

PENGARUH INFLASI, LOAN TO DEPOSIT RATIO DAN PERTUMBUHAN EKONOMI TERHADAP NON PERFORMING LOAN PADA BPR SUMATERA BARAT

Nurmi Siringo⁽¹⁾, Ali Anis⁽²⁾, Ariusni Ariusni⁽³⁾,
(1) Fakultas Ekonomi Universitas Negeri Padang

Indonesia
(2) Fakultas Ekonomi Universitas Negeri Padang

Indonesia
(3) Fakultas Ekonomi Universitas Negeri Padang

Indonesia

Corresponding Author

DOI : https://doi.org/10.24036/ecosains.10965657.00

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Abstract

This study aims to determine the effect of inflation, Loan To Deposit Ratio, and economic growth of the Non-Performing Loan in Rural Bank of West Sumatra.The type of data in this research is secondary data that is both quantitative and Time Series Data from the years 2005-2013. Data were analyzed with regression methods and estimation OLS (Ordinary Least Square).The results showed that: (1) inflation is not a significant negative effect on the Bank's Non-Performing Loan Rural West Sumatera (2) Loan To Deposit Ratio was not significant positive effect on Non-Performing Loans in the Bank Rural West Sumatera (3) economic growth significant negative effect on Non-Performing Loans in the Rural Bank of West Sumatra, (4) inflation, Loan To Deposit Ratio and economic growth together significant effect on Non-Performing Loans in the Rural Bank of West