Pengaruh Financial Knowledge dan Internal Locus Of Control Terhadap Personal Financial Management Behaviour Pelaku Umkm Kota Bukittinggi

Surya Herleni, Abel Tasman


This study aims to analyze (1) the influence of financial knowledge (2) internal locus of control
to personal financial management behaviour on Small Medium Enterprise at Bukittinggi. This
study using descriptive methods with quantitative approaches. Types of data used is primary
data obtained from questionnaire distribution. The method of analysis used is multiple
regression analysis. The results of this study concluded (1) financial knowledge has positive
and significant (2) internal locus of control has positive and significant to personal financial
management behaviour on Small Medium Enterprise at Bukittinggi.

Kata Kunci : Financial Knowledge, Internal Locus Of Control, Personal Financial
Management Behaviour

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