CAMEL Ratio: An Approach To Measuring The Health Of Financial Institutions

Dina Amaluis; Hayu Yolanda Utami

doi:10.24036/011041710

CAMEL Ratio: An Approach To Measuring The Health Of Financial Institutions

Dina Amaluis⁽¹⁾, Hayu Yolanda Utami⁽²⁾,
(1) STKIP PGRI Sumatera Barat

Indonesia
(2) STKIP PGRI Sumatera Barat

Indonesia

Corresponding Author

DOI : https://doi.org/10.24036/011041710

Full Text:

Language : en

Abstract

This research aims at finding out the differences of health level of Financial Institution by using CAMEL. The magnitude of the potential financial institutions make profits in the segment of small and micro finance as a market for rural banks (BPR), especially Islamic rural banks (BPRS).. The level of Bank efficiency could be integrated with the performance of banks which was adopted from Central Bank (BI) criterias, namely CAMEL (Capital, Asset Quality, Management, Earnings and liquidity).

Keywords

capital, asset quality, management, earnings, liquidity (CAMEL)

References

Brigham, Eugene F.dan Joul F Houston. 2014. Dasar-dasar Manajemen Keuangan. Jakarta: Salemba Empat.

Hery. 2012. Analisis Laporan Keuangan. Jakarta: Bumi Aksara

Kasmir. 2005. Bank & Lembaga Keuangan Lainya. Jakarta: PT Raja Grafindo

Murti, Widyasanti C., 2009. Analisis Penilaian Tingkat Kesehatan Bank Dengan Metode CAMEL (Studi Kasus pada PD BPR BKK Tasikmadu Cabang Jatiyoso), Skripsi, Universitas Muhammadiyah Surakarta, Surakarta

Purhatara, Wahyu. 2010. Metode Penelitian Kualitatif Untuk Bisnis. Yogyakarta:

Graha Ilmu.

Sekaran, Uma. 2006. Research Methods for Business. Jakarta : Salemba Empat

South, Gladies, 2010. Penilaian Tingkat kesehatan Bank Dengan Mengunakan Metode CAMEL Pada Bank Sulut Manado. Skripsi, Universitas Sam Ratulangi, Manado

Husnan, Suad dan Pudjiastuti, Enny. 2015. Dasar-dasar Manajemen Keuangan. Yogyakarta: UPP STIM YPKN.